byAlma Abell

If you are a sole proprietor, you and your business are legally one and the same thing, rendering you personally liable for all its debts. Therefore, in the event that your business is declared bankrupt and there is not enough money in the business to pay the debts, creditors will be entitled to not only take the business assets, they can also take your personal assets. This rule also applies for general partners. If your small business is compelled to file for bankruptcy, it is essential that you seek assistance from someone having the requisite legal knowledge in business bankruptcy. Here are some important reasons for hiring a Small Business Bankruptcy Lawyer.

The attorney has undergone certification

A business bankruptcy attorney will have been duly by the American Board of Certification. A certified attorney is likely to have gone through rigorous testing and met objective standards while demonstrating exceptional knowledge in bankruptcy laws and creditors’ rights. Due to their vast knowledge in the prevailing state laws on bankruptcy, such attorneys are capable interpreting the law to the advantage of their clients.

Experience in bankruptcy proceedings

Choosing a business bankruptcy attorney will guarantee you that they already have experience in bankruptcy adjudications on a business level. You may gauge a particular attorney’s level of experience by getting references from their colleagues, as well as visiting their website and examining the various reviews made by their previous clients.

Help with tackling legal complexities

A small business bankruptcy attorney is capable of helping you with the following:

1. Analyzing your situation and explaining your rights and legal options.

2. Taking the necessary precautions aimed at preventing lawsuits, tax levies, garnishments, foreclosure and any other collection actions that may have been brought against you.

3. Providing legal advice that will help you in rebuilding your credit after bankruptcy.

If your business is on the verge of financial failure and you are considering filing for bankruptcy, it is essential that you hire a Small Business Bankruptcy Lawyer who is committed through certification to keeping up their proficiency through continual practice and education. Contact Hitchcock & Associates, P.C. They have competent bankruptcy lawyers with a winning track record. Visit Tomhitchcock.com for details on their services.

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By Alex Lemone

Our parents are a generation of people who married their high school sweethearts. There is a reason they pushed us to go to college before we settled down, though. They know that it is a lot harder to become a professional and follow your dreams if you start a family before finishing school and starting a career. As a generation, we have followed our parents’ advice and are settling down later in life than ever before. Here are some reasons why.

1. We are career-minded

Schools are teaching advanced ideas to children at earlier and earlier ages. Kids do algebra in second grade now. A good thing to come of this push to educate is that we often reach the end of our schooling with a concrete idea of what we want to do with our lives and the drive to meet our dreams. People who choose to put off marriage until after they reach a certain level of career stability have put themselves and their education first. It isn’t a selfish thing, but rather prioritizing. This comes first, so family can come later.

2. We seek financial stability

Women and men are putting off starting families until their careers are well under way. We see it as a responsibility to not have a family until we can pay for everything it will need. People who get married straight out of high school often do not make it all the way through college, and those without a college degree make hundreds of thousands of dollars less than their degreed counterparts over the course of a lifetime.

3. We are saving for the wedding

Or the ring, or the down payment for our house. People are living together longer because there is less stigma attached to remaining unmarried. There is no rush. We would rather have all our ducks in a row before marriage and end up with the wedding we’ve always wanted, a great honeymoon, and money left over for our new house. In this age of bride-zillas, many brides are absolutely sure of what they want out of a man, a ring, and a wedding, and they are not going to take anything less than perfection.

4. We’re living together

Without the stigma once attached to unmarried singles living together, some people find no reason to get married. They’ve been living together for years, the relationship is good, and they find no reason to move on. Without getting married, they can remain in charge of their own money and decisions and enjoy the tax benefits of being single while also enjoying a deep and meaningful relationship with their loved one.

Whatever our reasons for postponing marriage, we are a generation of responsible adults who know what we want. There is always room for whirlwind romance and following your heart. Not all reasons for postponing marriage are good ones. If you’re waiting for perfection, if you’re counting every penny, if you see no reason to change, make sure you don’t take your life for granted. The seconds count more than the pennies, especially if you’ve got someone to share them with.

About the Author: Alex Lemone is a relationship, family, and wedding writer. To view some

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